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Make it yours today with 0% Interest Plan*

Available on a Gem Visa credit card. Minimum purchase amount applies.
Minimum monthly payments required. Exclusions may apply.

Lending criteria, T&Cs & fees apply incl. $55 estb. fee & $65 annual fee ($32.50 half-yearly). Standard interest rate (currently 29.49% p.a.) applies after interest free term ends.

*Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), may not be sufficient to repay the purchase amount(s) during the interest free term. Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited.

Gem Visa Credit Card | Interest Free Credit Cards NZ | Gem by Latitude

Gem Visa

Gem Visa
24 Months Instalment Interest Free
  • Interest free options available on eligible purchases
  • Monthly repayment structure
  • Minimum spend applies

Q Mastercard

Q Mastercard
34 Months Interest Free
  • 34 Months Interest Free on purchases $1,499 and over
  • Furnish your home now and spread the cost over time
  • Available in-store and online with Q Mastercard approval

    • Read More

AfterPay

AfterPay
Pay in 4 instalments, interest free
  • 4 equal payments, due every 2 weeks
  • No interest when you pay on time
  • Minimum spend $35, maximum spend $4,000

Frequently Asked Questions

What finance options does Danske Mobler offer?

Danske Mobler offers in-store finance through Gem Visa, Gem CreditLine, and Q Mastercard, giving customers flexible ways to pay for their furniture purchases.

What is the current Gem Visa offer?

Danske Mobler offers a 0% interest plan available on the Gem Visa credit card, letting you make your purchase today and pay it off over time without interest during the promotional period. A minimum purchase amount applies.

Are there any fees associated with the Gem Visa card?

Yes. Standard lending criteria, terms and conditions, and fees apply, including a $55 establishment fee and a $65 annual fee (or $32.50 charged half-yearly).

What happens after the interest-free period ends?

Once the interest-free term ends, the standard interest rate applies to any remaining balance. This rate is currently 29.49% p.a. (subject to change — check gemfinance.co.nz for the latest rate).

What are the minimum repayments during the interest-free period?

You're required to make minimum monthly payments of either 3% of the outstanding monthly balance or $20, whichever is greater. Keep in mind that paying only this minimum may not be enough to clear the full purchase amount before the interest-free term ends.

Who provides the credit for the Gem Visa?

Credit is provided by Latitude Financial Services Limited.

Where can I find more details on rates and fees?

Further information on current rates and fees is available at gemfinance.co.nz.

Do exclusions apply to the interest-free offer?

Yes, please contact Danske Mobler team and we will get back to you.